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Politics

Crypto Goes Mainstream as Pakistan Opens Licensing Window

Last updated: September 26, 2025 1:24 pm
Sana Mustafa
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Pakistan has officially launched a licencing framework for cryptocurrency exchanges, a landmark step aimed at regulating one of the world’s largest unmonitored crypto markets.

The newly formed Pakistan Virtual Assets Regulatory Authority has invited international crypto service providers to apply for licences, requiring them to hold approvals from global regulators, follow strict “Know Your Customer” (KYC) checks, and submit detailed corporate disclosures.

Officials say the move will not only curb illegal financial activities but also foster transparency and encourage foreign investment in the fast-growing fintech sector. Experts estimate that around 40 million Pakistanis already use crypto, with annual transactions nearing $300 billion figures that underline the urgency of regulation.

The government has been laying the groundwork for this transition since March, when it set up the Pakistan Crypto Council (PCC) to integrate blockchain and digital assets into the national financial system. Chaired by Finance Minister Muhammad Aurangzeb, the council includes top regulators such as the State Bank governor, the Securities and Exchange Commission chairman, and federal secretaries of law and IT.

Bilal bin Saqib, appointed as Chief Advisor to the Finance Minister for crypto affairs, is spearheading efforts to promote innovation and align Pakistan with international standards in digital finance.

Analysts believe that by formalising the market, Pakistan is charting a clear crypto roadmap that could transform it into a regional hub for blockchain technology and digital assets.

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